2853 Bowen StreetGratonCA95444
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2853 Bowen Street, Graton, CA, 95444 in Graton is straightforward: $429,000 in, $3,145/mo in rent, $491/mo out after debt service. The 8.8% gross yield and 1.63 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $118,525 by year five. With $3,951/yr in principal equity, the total cumulative return is projected at $194,272.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $491 | $250 |
City averages based on Graton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,145 |
| Total Monthly Debt Service | $2,483 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
1,184 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95444, Graton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 276 (100%) |
| Owner Occupied HU | 171 (62.0%) |
| Renter Occupied HU | 86 (31.2%) |
| Vacant Housing Units | 19 ( 6.9%) |
| Median Home Value | $976,563 |
| Average Home Value | $1,146,053 |
Housing Distribution
Address Breakdown
Residential
255
Single Family
255
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
1,184 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95444, Graton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 276 (100%) |
| Owner Occupied HU | 171 (62.0%) |
| Renter Occupied HU | 86 (31.2%) |
| Vacant Housing Units | 19 ( 6.9%) |
| Median Home Value | $976,563 |
| Average Home Value | $1,146,053 |
Housing Distribution
Address Breakdown
Residential
255
Single Family
255
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Simon Raya • Coldwell Banker Realty
Mls Name: BAREIS
Mls ID: #325067621