285 W Sunny Sands RdCathlametWA98612
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 285 W Sunny Sands Rd, Cathlamet, WA, 98612 in Cathlamet. Rental yield 5.24%. At $685,800 with 5.24% gross yield, current distributions are modest, but the 5% appreciation rate projects $189,474 in new equity by year five, complemented by $6,316/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.97) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $186,991.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.2% |
| Monthly Cash Flow | $(1,127) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,995 |
| Total Monthly Debt Service | $3,850 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98612, Cathlamet, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,632 (100%) |
| Owner Occupied HU | 1,213 (74.3%) |
| Renter Occupied HU | 251 (15.4%) |
| Vacant Housing Units | 168 (10.3%) |
| Median Home Value | $464,655 |
| Average Home Value | $475,185 |
Housing Distribution
Address Breakdown
Residential
1,288
Single Family
1,271
Multi-Family
17
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98612, Cathlamet, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,632 (100%) |
| Owner Occupied HU | 1,213 (74.3%) |
| Renter Occupied HU | 251 (15.4%) |
| Vacant Housing Units | 168 (10.3%) |
| Median Home Value | $464,655 |
| Average Home Value | $475,185 |
Housing Distribution
Address Breakdown
Residential
1,288
Single Family
1,271
Multi-Family
17
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A