285 Vista DrOneontaAL35121
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oneonta at 285 Vista Dr, Oneonta, AL, 35121 uses $88,179 cash to close to unlock $2,430/yr annual cash flow and $203/mo monthly cash flow. Total monthly income runs $1,704/mo, and a $1,302/mo payment keeps the spread at $203/mo. Purchase price stands at $266,000, and rental yield measures 7.69% with $1,704/mo rent. Return on cash invested shows 22.66% in year one, and 5% annual appreciation builds toward $73,491 over five years. Five-year ROI reaches 116.92% and total cumulative return in cash records $103,097. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,704/mo property income covering a $1,302/mo payment rather than investor’s personal income.
Single Family
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35121, Oneonta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,877 (100%) |
| Owner Occupied HU | 4,695 (68.3%) |
| Renter Occupied HU | 1,583 (23.0%) |
| Vacant Housing Units | 599 ( 8.7%) |
| Median Home Value | $202,796 |
| Average Home Value | $247,068 |
Housing Distribution
Address Breakdown
Residential
6,618
Single Family
6,435
Multi-Family
183
Businesses
713
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Listed by: Ben Styes • Keller Williams Trussville
Mls Name: GALMLS
Mls Provider:
Mls ID: #21391314
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.