2840 Shanti LnGeorgetownCA95634
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Georgetown rental at 2840 Shanti Ln, Georgetown, CA, 95634 sits in the solid-income band: 8.37% gross yield, $4,428/mo rent, $500/mo net after the $2,855/mo debt service, DSCR 1.55. Entry price of $635,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $175,439 and $5,848/yr in principal reduction bring total cumulative return to $272,945.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $500 | $250 |
City averages based on Georgetown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,428 |
| Total Monthly Debt Service | $3,676 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
37.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95634, Georgetown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,525 (100%) |
| Owner Occupied HU | 960 (63.0%) |
| Renter Occupied HU | 240 (15.7%) |
| Vacant Housing Units | 325 (21.3%) |
| Median Home Value | $554,779 |
| Average Home Value | $586,549 |
Housing Distribution
Address Breakdown
Residential
1,070
Single Family
1,067
Multi-Family
3
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
37.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95634, Georgetown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,525 (100%) |
| Owner Occupied HU | 960 (63.0%) |
| Renter Occupied HU | 240 (15.7%) |
| Vacant Housing Units | 325 (21.3%) |
| Median Home Value | $554,779 |
| Average Home Value | $586,549 |
Housing Distribution
Address Breakdown
Residential
1,070
Single Family
1,067
Multi-Family
3
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vanessa Taylor • Berkshire Hathaway Home Svcs.
Mls Name: MetroList Services of CA
Mls ID: #225060171