2840 Esmerelda DrBullhead CityAZ86429
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2840 Esmerelda Dr, Bullhead City, AZ, 86429 in Bullhead City. At $439,900 it earns $3,238/mo in rent and distributes $511/mo to the owner after the $1,978/mo payment, a consistent 8.83% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $121,536 in value; $4,052/yr in principal paydown compounds ownership stake. Total projected return: $199,760.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.5% |
| Monthly Cash Flow | $511 | $850 |
City averages based on Bullhead City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,238 |
| Total Monthly Debt Service | $2,552 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
6,534 sqft lot
$N/A/sqft
$380 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86429, Bullhead City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,605 (100%) |
| Owner Occupied HU | 2,683 (47.9%) |
| Renter Occupied HU | 1,396 (24.9%) |
| Vacant Housing Units | 1,526 (27.2%) |
| Median Home Value | $367,627 |
| Average Home Value | $417,208 |
Housing Distribution
Address Breakdown
Residential
4,570
Single Family
3,755
Multi-Family
815
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
6,534 sqft lot
$N/A/sqft
$380 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86429, Bullhead City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,605 (100%) |
| Owner Occupied HU | 2,683 (47.9%) |
| Renter Occupied HU | 1,396 (24.9%) |
| Vacant Housing Units | 1,526 (27.2%) |
| Median Home Value | $367,627 |
| Average Home Value | $417,208 |
Housing Distribution
Address Breakdown
Residential
4,570
Single Family
3,755
Multi-Family
815
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Grace Walsh • Black Mountain Valley Realty
Mls Name: Lake Havasu AOR
Mls Provider:
Mls ID: #1032566
Disclaimer: Copyright Lake Havasu Association of Realtors / LHAR. All rights reserved. Information is deemed reliable but not guaranteed.