284 Laurel Ave #5BreaCA92821
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 284 Laurel Ave #5, Brea, CA, 92821 in Brea. Rental yield 6.98%. The 1.29 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $180,688 and $6,023/yr in principal reduction project total return of $219,233.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.0% |
| Monthly Cash Flow | $(462) | $300 |
City averages based on Brea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,803 |
| Total Monthly Debt Service | $4,004 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
10,472 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
10,472 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carrie Medley • Coldwell Banker Assoc.Brkr-Mur
Mls Name: CRMLS
Mls Provider:
Mls ID: #SW25220561
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