2837 Pamplona Way, Modesto, CA, 95354 | $1,375/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Modesto at 2837 Pamplona Way, Modesto, CA, 95354 generates $4,049/mo in rent and, after a $1,953/mo payment, leaves $1,375/mo in cash flow. Total monthly income is $4,049/mo, and annual cash flow is $16,499/yr on $132,269 invested. Return on cash invested sits at 32.38% in year one, and rental yield is 12.18% on a $399,000 entry. Equity gained on principal adds $2,575/yr, while 5% annual appreciation builds toward $110,236 over five years. Five-year ROI reaches 170.39% and total cumulative return in cash sums $225,374. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $4,049/mo property income rather than buyer’s personal income.

Single Family

Built in 1984

3,520 sqft lot

$N/A/sqft

$90 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95354, Modesto, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,671 (100%)
Owner Occupied HU	4,459 (46.1%)
Renter Occupied HU	4,848 (50.1%)
Vacant Housing Units	364 ( 3.8%)
Median Home Value	$451,894
Average Home Value	$520,711