28365 Vela WayValenciaCA91354
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow28365 Vela Way, Valencia, CA, 91354 in Valencia is a top-tier cash-flow asset. At $1,038,000 it produces $9,662/mo in rent and $3,091/mo in net monthly income, a 11.17% gross rental yield. The DSCR of 2.07 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $37,094. Five-year appreciation adds $286,780, driving a total cumulative return of $593,104.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.0% |
| Monthly Cash Flow | $3,091 | $300 |
City averages based on Valencia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,662 |
| Total Monthly Debt Service | $6,158 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
11.09 Acres lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91354, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,500 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,724 (23.7%) |
| Vacant Housing Units | 207 ( 1.8%) |
| Median Home Value | $845,111 |
| Average Home Value | $891,891 |
Housing Distribution
Address Breakdown
Residential
11,286
Single Family
9,842
Multi-Family
1,444
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
11.09 Acres lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91354, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,500 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,724 (23.7%) |
| Vacant Housing Units | 207 ( 1.8%) |
| Median Home Value | $845,111 |
| Average Home Value | $891,891 |
Housing Distribution
Address Breakdown
Residential
11,286
Single Family
9,842
Multi-Family
1,444
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices