2836 N Shiflet AveCentralAZ85552
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Central rental at 2836 N Shiflet Ave, Central, AZ, 85552 sits in the solid-income band: 7.68% gross yield, $3,137/mo rent, $240/mo net after the $2,203/mo debt service, DSCR 1.42. Entry price of $490,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $135,378 and $4,513/yr in principal reduction bring total cumulative return to $200,707.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $240 | $1,200 |
City averages based on Central market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,137 |
| Total Monthly Debt Service | $2,702 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
2.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85552, Thatcher, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,071 (100%) |
| Owner Occupied HU | 2,066 (67.3%) |
| Renter Occupied HU | 746 (24.3%) |
| Vacant Housing Units | 259 ( 8.4%) |
| Median Home Value | $311,310 |
| Average Home Value | $320,848 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,670
Multi-Family
205
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
2.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85552, Thatcher, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,071 (100%) |
| Owner Occupied HU | 2,066 (67.3%) |
| Renter Occupied HU | 746 (24.3%) |
| Vacant Housing Units | 259 ( 8.4%) |
| Median Home Value | $311,310 |
| Average Home Value | $320,848 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,670
Multi-Family
205
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices