11444 Cottonwood Wash RdPimaAZ85543
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 11444 Cottonwood Wash Rd, Pima, AZ, 85543 in Pima is a conservative rental investment at $419,000. Rental yield 6.44%. A 1.19 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $115,762; $3,859/yr in principal paydown supplements. Total projected return: $143,709.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 5.5% |
| Monthly Cash Flow | $(229) | $300 |
City averages based on Pima market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,248 |
| Total Monthly Debt Service | $2,310 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
5.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85543, Pima, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,714 (100%) |
| Owner Occupied HU | 1,221 (71.2%) |
| Renter Occupied HU | 300 (17.5%) |
| Vacant Housing Units | 193 (11.3%) |
| Median Home Value | $258,028 |
| Average Home Value | $251,589 |
Housing Distribution
Address Breakdown
Residential
684
Single Family
644
Multi-Family
40
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
5.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85543, Pima, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,714 (100%) |
| Owner Occupied HU | 1,221 (71.2%) |
| Renter Occupied HU | 300 (17.5%) |
| Vacant Housing Units | 193 (11.3%) |
| Median Home Value | $258,028 |
| Average Home Value | $251,589 |
Housing Distribution
Address Breakdown
Residential
684
Single Family
644
Multi-Family
40
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices