2835 E State Highway 120LuxoraAR72358
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2835 E State Highway 120, Luxora, AR, 72358 in Luxora speaks for itself: 19.47% gross on a $150,000 price, generating $2,434/mo in rent and $1,473/mo in net income after the $674/mo debt service. DSCR 3.61, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,673 stacks alongside $41,442 in projected five-year appreciation and $1,382/yr in principal reduction. Projected total cumulative return: $151,880.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.5% | 6.2% |
| Monthly Cash Flow | $1,473 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,434 |
| Total Monthly Debt Service | $901 |
| DSCR Ratio | 2.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
12.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72358, Luxora, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 609 (100%) |
| Owner Occupied HU | 291 (47.8%) |
| Renter Occupied HU | 226 (37.1%) |
| Vacant Housing Units | 92 (15.1%) |
| Median Home Value | $98,846 |
| Average Home Value | $126,787 |
Housing Distribution
Address Breakdown
Residential
306
Single Family
306
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
12.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72358, Luxora, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 609 (100%) |
| Owner Occupied HU | 291 (47.8%) |
| Renter Occupied HU | 226 (37.1%) |
| Vacant Housing Units | 92 (15.1%) |
| Median Home Value | $98,846 |
| Average Home Value | $126,787 |
Housing Distribution
Address Breakdown
Residential
306
Single Family
306
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy L Thomas • Halsey Real Estate
Mls Name: CARMLS
Mls Provider:
Mls ID: #25023469
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.