28315 Private RdOkahumpkaFL34762
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 28315 Private Rd, Okahumpka, FL, 34762 in Okahumpka, $369,000, 8.14% gross yield, $54/mo net income. Consider it a market-entry position, the $2,503/mo rent covers the $1,659/mo payment with a margin, and 5%/yr appreciation is projected to add $101,948 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.51) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $144,174.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $54 | $300 |
City averages based on Okahumpka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,503 |
| Total Monthly Debt Service | $2,302 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1974
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34762, Okahumpka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,795 (100%) |
| Owner Occupied HU | 3,827 (66.0%) |
| Renter Occupied HU | 157 ( 2.7%) |
| Vacant Housing Units | 1,811 (31.3%) |
| Median Home Value | $157,442 |
| Average Home Value | $237,742 |
Housing Distribution
Address Breakdown
Residential
2,835
Single Family
273
Multi-Family
2,562
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1974
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34762, Okahumpka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,795 (100%) |
| Owner Occupied HU | 3,827 (66.0%) |
| Renter Occupied HU | 157 ( 2.7%) |
| Vacant Housing Units | 1,811 (31.3%) |
| Median Home Value | $157,442 |
| Average Home Value | $237,742 |
Housing Distribution
Address Breakdown
Residential
2,835
Single Family
273
Multi-Family
2,562
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices