28309 Bonner Lake RoadWebsterWI54893
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play28309 Bonner Lake Road, Webster, WI, 54893 in Webster is priced for appreciation, not yield. Rental yield 3.81%. At $524,999 with a 3.81% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $145,048 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.71) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $80,884.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(1,855) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,668 |
| Total Monthly Debt Service | $3,314 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54893, Webster, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,899 (100%) |
| Owner Occupied HU | 1,565 (40.1%) |
| Renter Occupied HU | 353 ( 9.1%) |
| Vacant Housing Units | 1,981 (50.8%) |
| Median Home Value | $313,529 |
| Average Home Value | $357,898 |
Housing Distribution
Address Breakdown
Residential
2,239
Single Family
2,200
Multi-Family
39
Businesses
128
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54893, Webster, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,899 (100%) |
| Owner Occupied HU | 1,565 (40.1%) |
| Renter Occupied HU | 353 ( 9.1%) |
| Vacant Housing Units | 1,981 (50.8%) |
| Median Home Value | $313,529 |
| Average Home Value | $357,898 |
Housing Distribution
Address Breakdown
Residential
2,239
Single Family
2,200
Multi-Family
39
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices