28306 Alderpoint RdBlocksburgCA95514
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 28306 Alderpoint Rd, Blocksburg, CA, 95514 in Blocksburg at $300,000 earns $2,248/mo in rent and nets $133/mo after the $1,349/mo payment, a 8.99% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,884 over five years. Ziffy Mortgage underwrites this on a 1.67 DSCR without U.S. credit history. With $2,763/yr in principal paydown, total projected return reaches $123,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.2% |
| Monthly Cash Flow | $133 | $300 |
City averages based on Blocksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,248 |
| Total Monthly Debt Service | $1,995 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1932
47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95514, Blocksburg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 107 (100%) |
| Owner Occupied HU | 54 (50.5%) |
| Renter Occupied HU | 21 (19.6%) |
| Vacant Housing Units | 32 (29.9%) |
| Median Home Value | $814,286 |
| Average Home Value | $762,500 |
Housing Distribution
Address Breakdown
Residential
49
Single Family
49
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1932
47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95514, Blocksburg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 107 (100%) |
| Owner Occupied HU | 54 (50.5%) |
| Renter Occupied HU | 21 (19.6%) |
| Vacant Housing Units | 32 (29.9%) |
| Median Home Value | $814,286 |
| Average Home Value | $762,500 |
Housing Distribution
Address Breakdown
Residential
49
Single Family
49
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandra 'Sandi' DeLuca • Coldwell Banker Sellers Realty
Mls Name: HBMLS
Mls Provider:
Mls ID: #267821
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.