2830 Lexington Ave SSaint PaulMN55121
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2830 Lexington Ave S, Saint Paul, MN, 55121 in Saint Paul earns a 9.55% gross yield at $319,900. Rent of $2,545/mo nets $548/mo after the $1,438/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $88,382 and $2,946/yr in equity accumulation project a total cumulative return of $156,671.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.2% |
| Monthly Cash Flow | $548 | $485 |
City averages based on Saint Paul market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,545 |
| Total Monthly Debt Service | $1,870 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55121, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,019 (100%) |
| Owner Occupied HU | 1,842 (36.7%) |
| Renter Occupied HU | 2,859 (57.0%) |
| Vacant Housing Units | 318 ( 6.3%) |
| Median Home Value | $392,216 |
| Average Home Value | $399,373 |
Housing Distribution
Address Breakdown
Residential
4,823
Single Family
2,072
Multi-Family
2,751
Businesses
1,452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55121, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,019 (100%) |
| Owner Occupied HU | 1,842 (36.7%) |
| Renter Occupied HU | 2,859 (57.0%) |
| Vacant Housing Units | 318 ( 6.3%) |
| Median Home Value | $392,216 |
| Average Home Value | $399,373 |
Housing Distribution
Address Breakdown
Residential
4,823
Single Family
2,072
Multi-Family
2,751
Businesses
1,452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices