2823 Sutton AveDaytonOH45429
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 2823 Sutton Ave, Dayton, OH, 45429 in Dayton. At $262,000 it earns $2,236/mo in rent and distributes $479/mo to the owner after the $1,178/mo payment, a consistent 10.24% yield. DSCR 1.90 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $72,386 in value; $2,413/yr in principal paydown compounds ownership stake. Total projected return: $130,794.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 8.1% |
| Monthly Cash Flow | $479 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,236 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
8,123 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45429, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,961 (100%) |
| Owner Occupied HU | 8,381 (64.7%) |
| Renter Occupied HU | 3,882 (30.0%) |
| Vacant Housing Units | 698 ( 5.4%) |
| Median Home Value | $241,342 |
| Average Home Value | $277,949 |
Housing Distribution
Address Breakdown
Residential
12,671
Single Family
10,599
Multi-Family
2,072
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
8,123 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45429, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,961 (100%) |
| Owner Occupied HU | 8,381 (64.7%) |
| Renter Occupied HU | 3,882 (30.0%) |
| Vacant Housing Units | 698 ( 5.4%) |
| Median Home Value | $241,342 |
| Average Home Value | $277,949 |
Housing Distribution
Address Breakdown
Residential
12,671
Single Family
10,599
Multi-Family
2,072
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Uphus • Glasshouse Realty Group
Mls Name: DABR MLS
Mls Provider:
Mls ID: #940064
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.