2823 Confederate AveVicksburgMS39180
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 2823 Confederate Ave, Vicksburg, MS, 39180 in Vicksburg at $498,500, 2.05% gross yield, is a market-growth asset. Rental yield 2.05%. The $852/mo rent partially funds the $2,242/mo debt service; the core return is the 5%/yr price growth projected to add $137,726 over five years. Ziffy Mortgage's DSCR mortgage (0.38) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $47,414.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 7.4% |
| Monthly Cash Flow | $(2,199) | $420 |
City averages based on Vicksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $852 |
| Total Monthly Debt Service | $2,852 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
1.40 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
1.40 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Preston Smith • Southern Oaks RE Properties LLC
Mls Name: MLS United
Mls ID: #4119463