282 Main StreetJackmanME04945
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 282 Main Street, Jackman, ME, 04945 in Jackman is narrow, $61/mo net on $4,346/mo rent after the $3,053/mo debt service, but the property operates at break-even-plus, not a loss. At $679,000 with a 7.68% yield, the long-run equity case via 5% appreciation ($187,595 over five years) and $6,254/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $261,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $61 | $850 |
City averages based on Jackman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,346 |
| Total Monthly Debt Service | $4,015 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2006
7.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04945, Jackman, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,092 (100%) |
| Owner Occupied HU | 401 (36.7%) |
| Renter Occupied HU | 107 ( 9.8%) |
| Vacant Housing Units | 584 (53.5%) |
| Median Home Value | $196,354 |
| Average Home Value | $242,020 |
Housing Distribution
Address Breakdown
Residential
217
Single Family
204
Multi-Family
13
Businesses
81
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2006
7.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04945, Jackman, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,092 (100%) |
| Owner Occupied HU | 401 (36.7%) |
| Renter Occupied HU | 107 ( 9.8%) |
| Vacant Housing Units | 584 (53.5%) |
| Median Home Value | $196,354 |
| Average Home Value | $242,020 |
Housing Distribution
Address Breakdown
Residential
217
Single Family
204
Multi-Family
13
Businesses
81
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices