2819 SE 145th AvePortlandOR97236
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2819 SE 145th Ave, Portland, OR, 97236 in Portland is a conservative rental investment at $365,900. Rental yield 6.28%. A 1.16 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $101,091; $3,370/yr in principal paydown supplements. Total projected return: $116,168.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.5% |
| Monthly Cash Flow | $(352) | $450 |
City averages based on Portland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $2,120 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$57 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97236, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,986 (100%) |
| Owner Occupied HU | 7,379 (56.8%) |
| Renter Occupied HU | 5,061 (39.0%) |
| Vacant Housing Units | 546 ( 4.2%) |
| Median Home Value | $482,013 |
| Average Home Value | $519,562 |
Housing Distribution
Address Breakdown
Residential
13,864
Single Family
13,081
Multi-Family
783
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$57 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97236, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,986 (100%) |
| Owner Occupied HU | 7,379 (56.8%) |
| Renter Occupied HU | 5,061 (39.0%) |
| Vacant Housing Units | 546 ( 4.2%) |
| Median Home Value | $482,013 |
| Average Home Value | $519,562 |
Housing Distribution
Address Breakdown
Residential
13,864
Single Family
13,081
Multi-Family
783
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bob Sisul • Harcourts Real Estate Network Group
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #779678556
Disclaimer: The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright 2025 RMLS, Portland, Oregon. This content last updated on 2025-10-08 03:23:08 PDT. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.