2815 State Highway 355Buena VistaGA31803
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing2815 State Highway 355, Buena Vista, GA, 31803 in Buena Vista is a stable, well-positioned rental at $379,000. Rental yield 6.74%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $104,711 in value and $3,491/yr in principal paydown builds equity, a total projected return of $132,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 9.0% |
| Monthly Cash Flow | $(177) | $300 |
City averages based on Buena Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,130 |
| Total Monthly Debt Service | $2,156 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
27.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31803, Buena Vista, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 588 (25.8%) |
| Vacant Housing Units | 341 (15.0%) |
| Median Home Value | $166,570 |
| Average Home Value | $195,254 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,695
Multi-Family
17
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
27.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31803, Buena Vista, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 588 (25.8%) |
| Vacant Housing Units | 341 (15.0%) |
| Median Home Value | $166,570 |
| Average Home Value | $195,254 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,695
Multi-Family
17
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices