2814 Tortuga VerdeSan AntonioTX78245
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2814 Tortuga Verde, San Antonio, TX, 78245 in San Antonio fits: $564,990, 5.83% gross yield, and a projected 5% annual appreciation rate adding $156,096 in value within five years. Rental yield 5.83%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.08) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,204/yr in principal paydown and $156,096 in appreciation project a total return of $134,660.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.8% |
| Monthly Cash Flow | $(1,272) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,746 |
| Total Monthly Debt Service | $3,793 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
9,435 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
9,435 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dayton Schrader • eXp Realty
Mls Name: LERA MLS
Mls ID: #1895788