281 Hayes RoadSchaghticokeNY12154








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Schaghticoke at 281 Hayes Road, Schaghticoke, NY, 12154 uses $160,778 cash to close to unlock $44,221/yr annual cash flow and $3,685/mo monthly cash flow. Total monthly income runs $6,924/mo, and a $2,374/mo payment keeps the spread at $3,685/mo. Purchase price stands at $485,000, and rental yield measures 17.13% with $6,924/mo rent. Return on cash invested shows 47.41% in year one, and 5% annual appreciation builds toward $133,997 over five years. Five-year ROI reaches 250.99% and total cumulative return in cash records $403,538. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $6,924/mo property income covering a $2,374/mo payment rather than investor’s personal income.
Single Family
Built in 2021
6.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12154, Schaghticoke, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,206 (100%) |
| Owner Occupied HU | 956 (79.3%) |
| Renter Occupied HU | 160 (13.3%) |
| Vacant Housing Units | 90 ( 7.5%) |
| Median Home Value | $280,040 |
| Average Home Value | $329,401 |
Housing Distribution
Address Breakdown
Residential
1,027
Single Family
1,027
Multi-Family
0
Businesses
58
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Listed by: Derek Greene • The Greene Realty Group
Mls Name: Global MLS
Mls Provider:
Mls ID: #202420095
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker








