2809 Berry RdPonce De LeonFL32455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2809 Berry Rd, Ponce De Leon, FL, 32455 in Ponce De Leon is a top-tier cash-flow asset. At $182,000 it produces $1,810/mo in rent and $602/mo in net monthly income, a 11.93% gross rental yield. The DSCR of 2.21 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,222. Five-year appreciation adds $50,283, driving a total cumulative return of $108,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 5.0% |
| Monthly Cash Flow | $602 | $1,500 |
City averages based on Ponce De Leon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,810 |
| Total Monthly Debt Service | $1,135 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32455, Ponce De Leon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,573 (63.9%) |
| Renter Occupied HU | 315 (12.8%) |
| Vacant Housing Units | 572 (23.3%) |
| Median Home Value | $134,815 |
| Average Home Value | $220,114 |
Housing Distribution
Address Breakdown
Residential
2,016
Single Family
2,016
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32455, Ponce De Leon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,573 (63.9%) |
| Renter Occupied HU | 315 (12.8%) |
| Vacant Housing Units | 572 (23.3%) |
| Median Home Value | $134,815 |
| Average Home Value | $220,114 |
Housing Distribution
Address Breakdown
Residential
2,016
Single Family
2,016
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy R Birge • Elite Realty
Mls Name: CPAR
Mls Provider:
Mls ID: #776660
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.