28070 Us Highway 431Five PointsAL36855
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 28070 Us Highway 431, Five Points, AL, 36855 in Five Points worth study. Rental yield 0%. The 0% gross yield is below cash-flow benchmarks at $199,000, but 5% annual appreciation, adding $54,980 over five years, frames this as a capital growth position. Rent of $0/mo partially offsets the $895/mo payment. Ziffy Mortgage finances appreciation-play properties (0.00 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $2,706.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 8.0% |
| Monthly Cash Flow | $0 | $350 |
City averages based on Five Points market data in our database. Property projections are estimates.
Single Family
Built in 1960
12.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36855, Five Points, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 828 (100%) |
| Owner Occupied HU | 588 (71.0%) |
| Renter Occupied HU | 89 (10.7%) |
| Vacant Housing Units | 151 (18.2%) |
| Median Home Value | $206,250 |
| Average Home Value | $214,469 |
Housing Distribution
Address Breakdown
Residential
729
Single Family
729
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
12.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36855, Five Points, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 828 (100%) |
| Owner Occupied HU | 588 (71.0%) |
| Renter Occupied HU | 89 (10.7%) |
| Vacant Housing Units | 151 (18.2%) |
| Median Home Value | $206,250 |
| Average Home Value | $214,469 |
Housing Distribution
Address Breakdown
Residential
729
Single Family
729
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: DEEDEE MCGRAW • EXP REALTY, LLC
Mls Name: LCMLS
Mls ID: #176706