28070 Highway 431, Five Points, AL, 36855 | $133/mo Cash Flow

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28070 Highway 431, Five Points, AL, 36855 | $133/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Five Points at 28070 Highway 431, Five Points, AL, 36855 earns $133/mo cash flow from $1,256/mo rent with a $974/mo payment. Total monthly income totals $1,256/mo, and annual cash flow totals $1,593/yr on $65,969 capital. ROI tracks 22.32% on current figures, and rental yield reads 7.57% at a $199,000 purchase. Equity gained on principal adds $1,284/yr, and 5% annual appreciation supports $54,980 over five years. Five-year ROI reaches 115.08% and total cumulative return in cash sums $75,918. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,256/mo property income instead of your personal income.

Single Family

Built in 1960

12.50 Acres lot

$N/A/sqft

No HOA

More details about the property

Charming farm house on 12 plus acres. Discover the perfect blend of history and nature with this classic farmhouse. Nestled back off the high traffic road, this property offers rare privacy with the home sitting back off the road, while still offering the high traffic opportunity for business on HWY 431 with over 800 foot of road frontage. The home features timeless character and plenty of potential for updates. Come take a look at this beauty today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 36855, Five Points, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	828 (100%)
Owner Occupied HU	588 (71.0%)
Renter Occupied HU	89 (10.7%)
Vacant Housing Units	151 (18.2%)
Median Home Value	$206,250
Average Home Value	$214,469