28045 Charles DrSanta ClaritaCA91350
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 28045 Charles Dr, Santa Clarita, CA, 91350 in Santa Clarita. Priced at $1,100,000, it generates $9,979/mo in gross rent and $3,009/mo in net monthly cash flow, a 10.89% yield that comfortably supports the 2.02 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $36,102. Five-year appreciation: $303,910. Equity from principal paydown: $10,131/yr. Total projected cumulative return: $611,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.5% |
| Monthly Cash Flow | $3,009 | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,979 |
| Total Monthly Debt Service | $6,533 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
6,246 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91350, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,765 (100%) |
| Owner Occupied HU | 11,784 (85.6%) |
| Renter Occupied HU | 1,706 (12.4%) |
| Vacant Housing Units | 275 ( 2.0%) |
| Median Home Value | $793,337 |
| Average Home Value | $811,326 |
Housing Distribution
Address Breakdown
Residential
14,450
Single Family
13,634
Multi-Family
816
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
6,246 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91350, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,765 (100%) |
| Owner Occupied HU | 11,784 (85.6%) |
| Renter Occupied HU | 1,706 (12.4%) |
| Vacant Housing Units | 275 ( 2.0%) |
| Median Home Value | $793,337 |
| Average Home Value | $811,326 |
Housing Distribution
Address Breakdown
Residential
14,450
Single Family
13,634
Multi-Family
816
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices