28885 Shadow Valley LnSaugusCA91390
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 28885 Shadow Valley Ln, Saugus, CA, 91390 in Saugus earns a 8.32% gross yield at $935,000. Rent of $6,480/mo nets $696/mo after the $4,204/mo mortgage. The 1.54 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $258,323 and $8,611/yr in equity accumulation project a total cumulative return of $399,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.0% |
| Monthly Cash Flow | $696 | $300 |
City averages based on Saugus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,480 |
| Total Monthly Debt Service | $5,412 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91390, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,046 (100%) |
| Owner Occupied HU | 5,954 (84.5%) |
| Renter Occupied HU | 837 (11.9%) |
| Vacant Housing Units | 255 ( 3.6%) |
| Median Home Value | $863,818 |
| Average Home Value | $900,318 |
Housing Distribution
Address Breakdown
Residential
6,544
Single Family
6,515
Multi-Family
29
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91390, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,046 (100%) |
| Owner Occupied HU | 5,954 (84.5%) |
| Renter Occupied HU | 837 (11.9%) |
| Vacant Housing Units | 255 ( 3.6%) |
| Median Home Value | $863,818 |
| Average Home Value | $900,318 |
Housing Distribution
Address Breakdown
Residential
6,544
Single Family
6,515
Multi-Family
29
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marvin Gomez Arias • Keller Williams San Diego Metro
Mls Name: SDMLS
Mls ID: #260003113