2804 Simms AveKingmanAZ86401
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2804 Simms Ave, Kingman, AZ, 86401 in Kingman. Priced at $205,000, it generates $1,775/mo in gross rent and $563/mo in net monthly cash flow, a 10.39% yield that comfortably supports the 1.93 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,756. Five-year appreciation: $56,638. Equity from principal paydown: $1,888/yr. Total projected cumulative return: $113,733.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 4.8% |
| Monthly Cash Flow | $563 | $1,200 |
City averages based on Kingman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,775 |
| Total Monthly Debt Service | $1,130 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86401, Kingman, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,001 (100%) |
| Owner Occupied HU | 9,628 (68.8%) |
| Renter Occupied HU | 3,118 (22.3%) |
| Vacant Housing Units | 1,255 ( 9.0%) |
| Median Home Value | $301,790 |
| Average Home Value | $356,616 |
Housing Distribution
Address Breakdown
Residential
12,635
Single Family
9,196
Multi-Family
3,439
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86401, Kingman, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,001 (100%) |
| Owner Occupied HU | 9,628 (68.8%) |
| Renter Occupied HU | 3,118 (22.3%) |
| Vacant Housing Units | 1,255 ( 9.0%) |
| Median Home Value | $301,790 |
| Average Home Value | $356,616 |
Housing Distribution
Address Breakdown
Residential
12,635
Single Family
9,196
Multi-Family
3,439
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Lander • eXp Realty
Mls Name: WARDEX
Mls Provider:
Mls ID: #031731
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.