280 Spear St #6BSan FranciscoCA94105








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in San Francisco at 280 Spear St #6B, San Francisco, CA, 94105 offers a 10.61% rental yield on a $1,395,000 purchase with $12,331/mo rent. Total monthly income registers $12,331/mo, and a $6,828/mo payment leaves $574/mo available for distribution. Annual cash flow reaches $6,884/yr on $451,980 to close, and return on cash invested stands at 21.89% in year one. Equity gained on principal adds $9,002/yr while 5% annual appreciation supports $385,413 over five years. Portfolio math shows five-year ROI at 116.39% and total cumulative return in cash at $526,054. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $12,331/mo property income against a $6,828/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Condo
Built in 2020
1.26 Acres lot
$N/A/sqft
$1,436 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94105, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,168 (100%) |
| Owner Occupied HU | 3,051 (27.3%) |
| Renter Occupied HU | 6,118 (54.8%) |
| Vacant Housing Units | 1,999 (17.9%) |
| Median Home Value | $1,594,888 |
| Average Home Value | $1,588,407 |
Housing Distribution
Address Breakdown
Residential
10,424
Single Family
72
Multi-Family
10,352
Businesses
1,616
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Shalini R. Sadda • City Real Estate
Mls Name: SFAR
Mls Provider:
Mls ID: #424015860
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








