280 McCullough LnFloraMS39071








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Flora at 280 McCullough Ln, Flora, MS, 39071 with 5% annual appreciation on a $829,500 basis while $5,956/mo rent supports operations. Total monthly income totals $5,956/mo and a $4,060/mo payment preserves $880/mo for cash returns. Annual cash flow comes to $10,558/yr on $272,906 deployed, and return on cash invested reaches 23.93% in year one. Equity gained on principal adds $5,353/yr, and five-year appreciation sums $229,176 alongside rental yield of 8.62%. Five-year ROI measures 124.27% and total cumulative return in cash totals $339,137.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $5,956/mo property income versus a $4,060/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1995
11.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39071, Flora, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,458 (100%) |
| Owner Occupied HU | 1,907 (77.6%) |
| Renter Occupied HU | 424 (17.2%) |
| Vacant Housing Units | 127 ( 5.2%) |
| Median Home Value | $268,137 |
| Average Home Value | $354,929 |
Housing Distribution
Address Breakdown
Residential
2,078
Single Family
1,966
Multi-Family
112
Businesses
212
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Listed by: Amanda P Overby • Overby, Inc.
Mls Name: MLS United
Mls ID: #4076093








