28 Papershell DrFort ValleyGA31030
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 28 Papershell Dr, Fort Valley, GA, 31030 in Fort Valley is straightforward: $290,000 in, $2,186/mo in rent, $421/mo out after debt service. The 9.05% gross yield and 1.68 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $80,122 by year five. With $2,671/yr in principal equity, the total cumulative return is projected at $136,964.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $421 | $400 |
City averages based on Fort Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,186 |
| Total Monthly Debt Service | $1,650 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole McFarland • Henssler Property Management
Mls Name: FMLS GA
Mls ID: #7723564