28 Owens Drive #101SwanzeyNH03446
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow28 Owens Drive #101, Swanzey, NH, 03446 in Swanzey earns its strong cash-flow label: 10.31% yield, $2,576/mo rent, $566/mo net income, DSCR 1.91. The $299,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $82,857 by year five. Combined with $2,762/yr in principal paydown, total projected return reaches $150,775.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $566 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,576 |
| Total Monthly Debt Service | $1,891 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2013
25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03446, Swanzey, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,059 (100%) |
| Owner Occupied HU | 2,127 (69.5%) |
| Renter Occupied HU | 772 (25.2%) |
| Vacant Housing Units | 160 ( 5.2%) |
| Median Home Value | $318,298 |
| Average Home Value | $318,618 |
Housing Distribution
Address Breakdown
Residential
2,616
Single Family
2,471
Multi-Family
145
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2013
25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03446, Swanzey, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,059 (100%) |
| Owner Occupied HU | 2,127 (69.5%) |
| Renter Occupied HU | 772 (25.2%) |
| Vacant Housing Units | 160 ( 5.2%) |
| Median Home Value | $318,298 |
| Average Home Value | $318,618 |
Housing Distribution
Address Breakdown
Residential
2,616
Single Family
2,471
Multi-Family
145
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Curry • BHG Masiello Keene
Mls Name: PrimeMLS
Mls ID: #5055038