28 Oak DrWoodstock ValleyCT06282
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 28 Oak Dr, Woodstock Valley, CT, 06282 in Woodstock Valley deserves attention. This $272,400 property earns $2,581/mo in rent, a 11.37% gross yield, and nets $677/mo after the $1,225/mo payment. DSCR 2.11 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $75,259 compounds alongside $2,509/yr in yearly equity build, for a total cumulative return of $147,841.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 5.5% |
| Monthly Cash Flow | $677 | $1,200 |
City averages based on Woodstock Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,581 |
| Total Monthly Debt Service | $1,796 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
1.10 Acres lot
$N/A/sqft
$641 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06282, Woodstock Valley, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 436 (76.9%) |
| Renter Occupied HU | 40 ( 7.1%) |
| Vacant Housing Units | 91 (16.0%) |
| Median Home Value | $425,847 |
| Average Home Value | $420,677 |
Housing Distribution
Address Breakdown
Residential
540
Single Family
540
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
1.10 Acres lot
$N/A/sqft
$641 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06282, Woodstock Valley, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 436 (76.9%) |
| Renter Occupied HU | 40 ( 7.1%) |
| Vacant Housing Units | 91 (16.0%) |
| Median Home Value | $425,847 |
| Average Home Value | $420,677 |
Housing Distribution
Address Breakdown
Residential
540
Single Family
540
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: William Raveis Real Estate, Mortgage & Insurance
Mls Provider:
Mls ID: #24102259