28 Line DrFairmontWV26554
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 28 Line Dr, Fairmont, WV, 26554 in Fairmont hard to pass up. The 13.28% gross yield on a $172,900 purchase results in $1,914/mo in rent and $880/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.46). Annual cash flow of $10,562, five-year appreciation of $47,769, and $1,592/yr in equity build-up combine for a projected total cumulative return of $122,092.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 7.8% |
| Monthly Cash Flow | $880 | $450 |
City averages based on Fairmont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $965 |
| DSCR Ratio | 1.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1.78 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1.78 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sue Meluzio • VANTAGE POINT REALTY LLC
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10155653
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-10-12 00:37:42 PDT