28 Grant StDexterNY13634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 28 Grant St, Dexter, NY, 13634 in Dexter speaks for itself: 16.34% gross on a $439,900 price, generating $5,990/mo in rent and $3,053/mo in net income after the $1,978/mo debt service. DSCR 3.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,634 stacks alongside $121,536 in projected five-year appreciation and $4,052/yr in principal reduction. Projected total cumulative return: $364,196.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.3% | 6.2% |
| Monthly Cash Flow | $3,053 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,990 |
| Total Monthly Debt Service | $2,763 |
| DSCR Ratio | 2.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
1.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13634, Dexter, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,264 (100%) |
| Owner Occupied HU | 1,271 (56.1%) |
| Renter Occupied HU | 346 (15.3%) |
| Vacant Housing Units | 647 (28.6%) |
| Median Home Value | $254,496 |
| Average Home Value | $260,799 |
Housing Distribution
Address Breakdown
Residential
1,366
Single Family
1,307
Multi-Family
59
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
1.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13634, Dexter, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,264 (100%) |
| Owner Occupied HU | 1,271 (56.1%) |
| Renter Occupied HU | 346 (15.3%) |
| Vacant Housing Units | 647 (28.6%) |
| Median Home Value | $254,496 |
| Average Home Value | $260,799 |
Housing Distribution
Address Breakdown
Residential
1,366
Single Family
1,307
Multi-Family
59
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices