28-3009 Andrade RdPepeekeoHI96783
INVESTMENT ANALYSIS
Investment Verdict
Solid Income28-3009 Andrade Rd, Pepeekeo, HI, 96783 in Pepeekeo is a solid income-producing rental, 8.25% gross yield, $2,717/mo rent, $467/mo net cash flow on a $395,000 buy. DSCR 1.53 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $109,131 and $3,638/yr in principal reduction project a total cumulative return of $179,028.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.0% |
| Monthly Cash Flow | $467 | $1,200 |
City averages based on Pepeekeo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,717 |
| Total Monthly Debt Service | $2,092 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96783, Pepeekeo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 920 (100%) |
| Owner Occupied HU | 546 (59.3%) |
| Renter Occupied HU | 277 (30.1%) |
| Vacant Housing Units | 97 (10.5%) |
| Median Home Value | $593,220 |
| Average Home Value | $667,706 |
Housing Distribution
Address Breakdown
Residential
228
Single Family
177
Multi-Family
51
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96783, Pepeekeo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 920 (100%) |
| Owner Occupied HU | 546 (59.3%) |
| Renter Occupied HU | 277 (30.1%) |
| Vacant Housing Units | 97 (10.5%) |
| Median Home Value | $593,220 |
| Average Home Value | $667,706 |
Housing Distribution
Address Breakdown
Residential
228
Single Family
177
Multi-Family
51
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices