27B 28a Old FarmCentral CityPA15926
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 27B 28a Old Farm, Central City, PA, 15926 in Central City. Rental yield 7.68%. The 1.42 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $41,442 and $1,382/yr in principal reduction project total return of $55,712.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(23) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
10.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15926, Central City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,606 (100%) |
| Owner Occupied HU | 966 (60.1%) |
| Renter Occupied HU | 144 ( 9.0%) |
| Vacant Housing Units | 496 (30.9%) |
| Median Home Value | $104,128 |
| Average Home Value | $176,058 |
Housing Distribution
Address Breakdown
Residential
1,286
Single Family
1,258
Multi-Family
28
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
10.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15926, Central City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,606 (100%) |
| Owner Occupied HU | 966 (60.1%) |
| Renter Occupied HU | 144 ( 9.0%) |
| Vacant Housing Units | 496 (30.9%) |
| Median Home Value | $104,128 |
| Average Home Value | $176,058 |
Housing Distribution
Address Breakdown
Residential
1,286
Single Family
1,258
Multi-Family
28
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandra Miller • BHHS Preferred Somerset
Mls Name: CSMLS
Mls ID: #96037451