2790 E Via VelaCamarilloCA93010
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2790 E Via Vela, Camarillo, CA, 93010 in Camarillo earns a 8.44% gross yield at $999,900. Rent of $7,034/mo nets $807/mo after the $4,496/mo mortgage. The 1.56 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $276,254 and $9,209/yr in equity accumulation project a total cumulative return of $431,241.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $807 | $1,500 |
City averages based on Camarillo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,034 |
| Total Monthly Debt Service | $5,829 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
8,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93010, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,810 (100%) |
| Owner Occupied HU | 10,634 (59.7%) |
| Renter Occupied HU | 6,391 (35.9%) |
| Vacant Housing Units | 785 ( 4.4%) |
| Median Home Value | $882,610 |
| Average Home Value | $1,012,977 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
16,118
Multi-Family
1,138
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
8,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93010, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,810 (100%) |
| Owner Occupied HU | 10,634 (59.7%) |
| Renter Occupied HU | 6,391 (35.9%) |
| Vacant Housing Units | 785 ( 4.4%) |
| Median Home Value | $882,610 |
| Average Home Value | $1,012,977 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
16,118
Multi-Family
1,138
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices