279 Mike McWhorter RdTynerKY40486
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 279 Mike McWhorter Rd, Tyner, KY, 40486 in Tyner worth study. Rental yield 4.96%. The 4.96% gross yield is below cash-flow benchmarks at $199,000, but 5% annual appreciation, adding $54,980 over five years, frames this as a capital growth position. Rent of $823/mo partially offsets the $895/mo payment. Ziffy Mortgage finances appreciation-play properties (0.92 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $50,382.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 8.5% |
| Monthly Cash Flow | $(388) | $450 |
City averages based on Tyner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $823 |
| Total Monthly Debt Service | $1,132 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
64.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40486, Tyner, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,111 (100%) |
| Owner Occupied HU | 780 (70.2%) |
| Renter Occupied HU | 176 (15.8%) |
| Vacant Housing Units | 155 (14.0%) |
| Median Home Value | $159,984 |
| Average Home Value | $170,522 |
Housing Distribution
Address Breakdown
Residential
870
Single Family
870
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
64.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40486, Tyner, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,111 (100%) |
| Owner Occupied HU | 780 (70.2%) |
| Renter Occupied HU | 176 (15.8%) |
| Vacant Housing Units | 155 (14.0%) |
| Median Home Value | $159,984 |
| Average Home Value | $170,522 |
Housing Distribution
Address Breakdown
Residential
870
Single Family
870
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices