2781 Mason RdRail Road FlatCA95248
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2781 Mason Rd, Rail Road Flat, CA, 95248 in Rail Road Flat worth study. Rental yield 0%. The 0% gross yield is below cash-flow benchmarks at $515,000, but 5% annual appreciation, adding $142,285 over five years, frames this as a capital growth position. Rent of $0/mo partially offsets the $2,316/mo payment. Ziffy Mortgage finances appreciation-play properties (0.00 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $200 |
City averages based on Rail Road Flat market data in our database. Property projections are estimates.
Single Family
Built in 1984
9.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95248, Rail Road Flat, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 295 (100%) |
| Owner Occupied HU | 160 (54.2%) |
| Renter Occupied HU | 30 (10.2%) |
| Vacant Housing Units | 105 (35.6%) |
| Median Home Value | $507,937 |
| Average Home Value | $570,797 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
9.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95248, Rail Road Flat, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 295 (100%) |
| Owner Occupied HU | 160 (54.2%) |
| Renter Occupied HU | 30 (10.2%) |
| Vacant Housing Units | 105 (35.6%) |
| Median Home Value | $507,937 |
| Average Home Value | $570,797 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Jodine P. Mills • JPM Realty
Mls Name: CCARMLS
Mls ID: #202501744