27706 Kristin LnSanta ClaritaCA91350
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 27706 Kristin Ln, Santa Clarita, CA, 91350 in Santa Clarita is narrow, $9/mo net on $4,958/mo rent after the $3,597/mo debt service, but the property operates at break-even-plus, not a loss. At $800,000 with a 7.44% yield, the long-run equity case via 5% appreciation ($221,025 over five years) and $7,368/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.38 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $303,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.5% |
| Monthly Cash Flow | $9 | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,958 |
| Total Monthly Debt Service | $4,631 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
4,683 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91350, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,765 (100%) |
| Owner Occupied HU | 11,784 (85.6%) |
| Renter Occupied HU | 1,706 (12.4%) |
| Vacant Housing Units | 275 ( 2.0%) |
| Median Home Value | $793,337 |
| Average Home Value | $811,326 |
Housing Distribution
Address Breakdown
Residential
14,450
Single Family
13,634
Multi-Family
816
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
4,683 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91350, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,765 (100%) |
| Owner Occupied HU | 11,784 (85.6%) |
| Renter Occupied HU | 1,706 (12.4%) |
| Vacant Housing Units | 275 ( 2.0%) |
| Median Home Value | $793,337 |
| Average Home Value | $811,326 |
Housing Distribution
Address Breakdown
Residential
14,450
Single Family
13,634
Multi-Family
816
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deborah Thuesen • eXp Realty of California Inc
Mls Name: CRMLS
Mls ID: #SR25200299