27701 Clear Creek RdKeeneCA93531
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 27701 Clear Creek Rd, Keene, CA, 93531 in Keene. Rental yield 5.01%. At $733,000 with 5.01% gross yield, current distributions are modest, but the 5% appreciation rate projects $202,514 in new equity by year five, complemented by $6,751/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.93) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $183,158.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 5.5% |
| Monthly Cash Flow | $(1,473) | $300 |
City averages based on Keene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,061 |
| Total Monthly Debt Service | $4,243 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
5.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93531, Keene, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 246 (100%) |
| Owner Occupied HU | 178 (72.4%) |
| Renter Occupied HU | 28 (11.4%) |
| Vacant Housing Units | 40 (16.3%) |
| Median Home Value | $492,857 |
| Average Home Value | $495,758 |
Housing Distribution
Address Breakdown
Residential
203
Single Family
203
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
5.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93531, Keene, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 246 (100%) |
| Owner Occupied HU | 178 (72.4%) |
| Renter Occupied HU | 28 (11.4%) |
| Vacant Housing Units | 40 (16.3%) |
| Median Home Value | $492,857 |
| Average Home Value | $495,758 |
Housing Distribution
Address Breakdown
Residential
203
Single Family
203
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Constance L. Peacon • Keller Williams Realty
Mls Name: Bakersfield AOR
Mls Provider:
Mls ID: #202502842
Disclaimer: Information is deemed reliable but not guaranteed. Copyright Golden Empire MLS, Inc. 2025.