277 Drake DrShepherdsvilleKY40165
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 277 Drake Dr, Shepherdsville, KY, 40165 in Shepherdsville speaks for itself: 10.99% gross on a $233,900 price, generating $2,142/mo in rent and $718/mo in net income after the $1,052/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,621 stacks alongside $64,622 in projected five-year appreciation and $2,154/yr in principal reduction. Projected total cumulative return: $134,851.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.2% |
| Monthly Cash Flow | $718 | $450 |
City averages based on Shepherdsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,142 |
| Total Monthly Debt Service | $1,330 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40165, Shepherdsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,978 (100%) |
| Owner Occupied HU | 11,612 (77.5%) |
| Renter Occupied HU | 2,936 (19.6%) |
| Vacant Housing Units | 430 ( 2.9%) |
| Median Home Value | $292,470 |
| Average Home Value | $301,542 |
Housing Distribution
Address Breakdown
Residential
14,851
Single Family
14,801
Multi-Family
50
Businesses
881
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40165, Shepherdsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,978 (100%) |
| Owner Occupied HU | 11,612 (77.5%) |
| Renter Occupied HU | 2,936 (19.6%) |
| Vacant Housing Units | 430 ( 2.9%) |
| Median Home Value | $292,470 |
| Average Home Value | $301,542 |
Housing Distribution
Address Breakdown
Residential
14,851
Single Family
14,801
Multi-Family
50
Businesses
881
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices