276 Hickory LnAntiochIL60002
INVESTMENT ANALYSIS
Investment Verdict
Solid Income276 Hickory Ln, Antioch, IL, 60002 in Antioch earns a respectable 9.06% gross yield at $125,000, but after the $562/mo mortgage the net cash flow is $77/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.68) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $34,535 over five years, making equity the dominant return driver. Total projected return: $52,771.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $77 | $300 |
City averages based on Antioch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $944 |
| Total Monthly Debt Service | $817 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60002, Antioch, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,913 (100%) |
| Owner Occupied HU | 7,708 (70.6%) |
| Renter Occupied HU | 2,012 (18.4%) |
| Vacant Housing Units | 1,193 (10.9%) |
| Median Home Value | $319,586 |
| Average Home Value | $344,204 |
Housing Distribution
Address Breakdown
Residential
10,382
Single Family
9,818
Multi-Family
564
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60002, Antioch, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,913 (100%) |
| Owner Occupied HU | 7,708 (70.6%) |
| Renter Occupied HU | 2,012 (18.4%) |
| Vacant Housing Units | 1,193 (10.9%) |
| Median Home Value | $319,586 |
| Average Home Value | $344,204 |
Housing Distribution
Address Breakdown
Residential
10,382
Single Family
9,818
Multi-Family
564
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices