2754 Cedar Pine LnBig Bear CityCA92314
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2754 Cedar Pine Ln, Big Bear City, CA, 92314 in Big Bear City earns its strong cash-flow label: 11.31% yield, $3,101/mo rent, $928/mo net income, DSCR 2.10. The $329,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $90,897 by year five. Combined with $3,030/yr in principal paydown, total projected return reaches $185,123.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 8.0% |
| Monthly Cash Flow | $928 | $300 |
City averages based on Big Bear City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,101 |
| Total Monthly Debt Service | $2,042 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
2,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92314, Big Bear City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,962 (100%) |
| Owner Occupied HU | 3,265 (36.4%) |
| Renter Occupied HU | 1,197 (13.4%) |
| Vacant Housing Units | 4,500 (50.2%) |
| Median Home Value | $588,425 |
| Average Home Value | $658,550 |
Housing Distribution
Address Breakdown
Residential
2,349
Single Family
2,348
Multi-Family
1
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
2,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92314, Big Bear City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,962 (100%) |
| Owner Occupied HU | 3,265 (36.4%) |
| Renter Occupied HU | 1,197 (13.4%) |
| Vacant Housing Units | 4,500 (50.2%) |
| Median Home Value | $588,425 |
| Average Home Value | $658,550 |
Housing Distribution
Address Breakdown
Residential
2,349
Single Family
2,348
Multi-Family
1
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices