27531 Sunny Creek DrValenciaCA91354
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 27531 Sunny Creek Dr, Valencia, CA, 91354 in Valencia is a conservative rental investment at $899,900. Rental yield 6.55%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $248,626; $8,288/yr in principal paydown supplements. Total projected return: $307,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 5.0% |
| Monthly Cash Flow | $(1,181) | $300 |
City averages based on Valencia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,051 |
| Total Monthly Debt Service | $5,209 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
3,887 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91354, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,500 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,724 (23.7%) |
| Vacant Housing Units | 207 ( 1.8%) |
| Median Home Value | $845,111 |
| Average Home Value | $891,891 |
Housing Distribution
Address Breakdown
Residential
11,286
Single Family
9,842
Multi-Family
1,444
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
3,887 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91354, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,500 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,724 (23.7%) |
| Vacant Housing Units | 207 ( 1.8%) |
| Median Home Value | $845,111 |
| Average Home Value | $891,891 |
Housing Distribution
Address Breakdown
Residential
11,286
Single Family
9,842
Multi-Family
1,444
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Geoffrey Gilstrap • Dwell California Real Estate & Investments, Inc.
Mls Name: CRMLS
Mls ID: #SR25140742