2750 Harbor CtSaint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.82% gross rental yield, 2750 Harbor Ct, Saint Augustine, FL, 32084 in Saint Augustine is priced for capital growth, not immediate cash flow. The $1,250,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $345,352 by year five, with $11,513/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.89) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $263,479.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(3,311) | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,024 |
| Total Monthly Debt Service | $7,838 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.26 Acres lot
$N/A/sqft
$480 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.26 Acres lot
$N/A/sqft
$480 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Timmons • Momentum Realty
Mls Name: St Augustine St Johns County BOR
Mls Provider:
Mls ID: #245979
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. 2025 St Augustine & St. Johns County Board of REALTORS. All rights reserved.