27484 Inspiration Dr EPioneerCA95666
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 27484 Inspiration Dr E, Pioneer, CA, 95666 in Pioneer. At $499,000 it earns $3,571/mo in rent and distributes $481/mo to the owner after the $2,244/mo payment, a consistent 8.59% yield. DSCR 1.59 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $137,865 in value; $4,596/yr in principal paydown compounds ownership stake. Total projected return: $218,267.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $481 | $1,500 |
City averages based on Pioneer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,571 |
| Total Monthly Debt Service | $2,923 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
2.77 Acres lot
$N/A/sqft
$35 see remarks HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95666, Pioneer, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,181 (100%) |
| Owner Occupied HU | 2,230 (53.3%) |
| Renter Occupied HU | 391 ( 9.4%) |
| Vacant Housing Units | 1,560 (37.3%) |
| Median Home Value | $443,208 |
| Average Home Value | $483,183 |
Housing Distribution
Address Breakdown
Residential
2,459
Single Family
2,459
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
2.77 Acres lot
$N/A/sqft
$35 see remarks HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95666, Pioneer, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,181 (100%) |
| Owner Occupied HU | 2,230 (53.3%) |
| Renter Occupied HU | 391 ( 9.4%) |
| Vacant Housing Units | 1,560 (37.3%) |
| Median Home Value | $443,208 |
| Average Home Value | $483,183 |
Housing Distribution
Address Breakdown
Residential
2,459
Single Family
2,459
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices