27403 Schuyler Gulch RoadPineCO80470
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 27403 Schuyler Gulch Road, Pine, CO, 80470 in Pine speaks for itself: 10.09% gross on a $405,000 price, generating $3,404/mo in rent and $1,044/mo in net income after the $1,821/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,530 stacks alongside $111,894 in projected five-year appreciation and $3,730/yr in principal reduction. Projected total cumulative return: $220,087.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.3% |
| Monthly Cash Flow | $1,044 | $1,500 |
City averages based on Pine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,404 |
| Total Monthly Debt Service | $2,199 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80470, Pine, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,996 (100%) |
| Owner Occupied HU | 1,528 (76.6%) |
| Renter Occupied HU | 158 ( 7.9%) |
| Vacant Housing Units | 310 (15.5%) |
| Median Home Value | $765,038 |
| Average Home Value | $843,696 |
Housing Distribution
Address Breakdown
Residential
1,588
Single Family
1,562
Multi-Family
26
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80470, Pine, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,996 (100%) |
| Owner Occupied HU | 1,528 (76.6%) |
| Renter Occupied HU | 158 ( 7.9%) |
| Vacant Housing Units | 310 (15.5%) |
| Median Home Value | $765,038 |
| Average Home Value | $843,696 |
Housing Distribution
Address Breakdown
Residential
1,588
Single Family
1,562
Multi-Family
26
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices