2732 Verdi StWoodstockIL60098
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2732 Verdi St, Woodstock, IL, 60098 in Woodstock. Priced at $260,900, it generates $2,340/mo in gross rent and $515/mo in net monthly cash flow, a 10.76% yield that comfortably supports the 1.99 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,184. Five-year appreciation: $72,082. Equity from principal paydown: $2,403/yr. Total projected cumulative return: $133,049.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $515 | $350 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,340 |
| Total Monthly Debt Service | $1,721 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2006
5,340 sqft lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2006
5,340 sqft lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices